Auto insurance is a necessary expense for all vehicle owners. It helps protect you financially in case of an accident or theft. In this blog, we’ll break down the various types of auto insurance policies to help you decide which one is right for you. Liability Insurance Liability insurance is the most basic type of […]
What is Employment Practices Liability Insurance?
Employment Practices Liability Insurance (EPLI) covers businesses against claims by workers that their legal rights as employees of the company have been violated. The number of lawsuits filed by employees against their employers has been rising. While most suits are filed against large corporations, no company is immune to such lawsuits. EPLI provides protection against […]
What is Cyber Insurance and Why Do You Need it?
Cybersecurity insurance is a new and emerging industry. It has its origins in errors and omissions (E&O) insurance, a separate form of insurance that protects against faults and defects in the services a company provides. E&O insurance is analogous to product liability policies for companies that sell physical or digital products. It’s important to us that […]
Contractors Insurance 101
There are many types of construction insurances intended to protect a property developer and other stakeholders throughout the stages of a construction project. Here are the basics of construction insurance – from the common types of construction insurance policies to the different types of coverage. What is construction insurance? Contractors insurance, which is basically insurance […]
Citizens Property Insurance will grow exponentially this year!
How would the Florida Legislature have acted this past session if Citizens Property Insurance (Citizens) was not a fall back option for the private market? The article below was from October 2021. This information was and is readily available for anyone and should have been considered in the decision making process this year. In October, […]
Will my Home Insurance be there when I need it?
Kemper/Infinity Premium Refund
Are Solar Panels covered by my Homeowners Insurance?
Are solar panels covered by my homeowners insurance policy? We are getting calls weekly on this topic. Solar Power companies are pushing to get the panels on roof tops promoting energy savings and tax breaks, but at what cost? Products and/or services sold door to door often have a catch or pitfall. Many times the […]
Auto Insurance Coverage – Will my policy pay?
Listen I am an Insurance Agent, I do this for a living and sometimes don’t want to talk about it….but…When was the last time you reviewed your auto insurance coverage? I know this seems like a ridiculous question and not something that you would actually talk about at dinner with friends. “Hey Jeff, How about […]
5 Rules Every Landlord Should Live By
I’m pretty confident that if you asked anyone who has ever owned a rental property you would get an overwhelming response that it’s not as lucrative or easy as they thought it would be. In fact, owning a rental property can be a major pain, and end up costing you a ton of money! I […]