I’ve spent my career helping families protect what matters most. But it took a late-night emergency with my own cat, Scout, to remind me what that protection feels like when you actually need it.
The Emergency
Scout developed a urinary blockage, a condition that is serious and time-sensitive in cats. We rushed him to VEG ER, where he had a procedure and stayed in the hospital for a day. He’s okay now, and I’m so thankful.
Then came the bill: $5,707.

The Surprise
I’ll be honest. I assumed my Fetch policy wouldn’t cover an emergency visit. I figured I’d be paying that bill out of pocket.
I was wrong. My policy included $5,000 in accident and illness coverage, and when I submitted the claim, Fetch reimbursed me $4,200. A crisis that could have broken the bank turned into something we could handle.
Fetch has also saved me money on routine vet visits, but this was the moment it really proved its worth.
Get a quote and buy online here:
https://www.floridapetcoverage.com
What Fetch Covers
Fetch pays back up to 90% of unexpected vet bills when your pet gets sick or hurt. Here’s what stands out:
- Accidents and illnesses in one comprehensive plan, so you don’t have to choose between them.
- Fetch Wellness, an optional add-on that helps with routine care like annual exams, flea and tick meds, and vaccinations.
- Online vet visits by call, text, email, or video chat, covered up to $1,000 per year with no copay.
- Breed-specific conditions, such as breathing problems in French Bulldogs or kidney stones in Burmese cats.
- Every adult tooth, plus gums, including periodontal disease, oral tumors, and trauma.
- Alternative and holistic care, like acupuncture, chiropractic, and homeopathic therapy.
- 100% reimbursement on qualifying pet meds* and savings on pet health products.
A Few Honest Notes
Every policy has terms. Coverage limits, deductibles, reimbursement levels, and exclusions vary by plan and are subject to underwriting approval. My $4,200 reimbursement reflects my specific policy, and yours will depend on the plan you choose.
*100% reimbursement applies to qualifying medications purchased from Fetch Pet Rx.
Protect Your Dog or Cat Before You Need It
The best time to get pet insurance is before the emergency. Scout’s scare taught me that it’s worth it. I’d love to help you find a plan that fits your pet and your budget.
Contact us for a free, personalized quote:
Phone: 813-575-3737
Email: Jeff@ccinsfl.com
Website: www.floridapetcoverage.com
This post is for informational purposes only and does not provide a complete summary of coverage. Consult the applicable policy for specific terms, conditions, limits, and exclusions.