If you run a trucking business—or are considering getting into hauling—you already know there’s more to insurance than just covering trucks and drivers. One major piece is cargo insurance: the coverage that protects the goods you transport. Without it, losses or damage to freight can quickly eat into profits, damage reputations, or lead to legal […]
Safety
September Auto Maintenance Checklist: Keep Your Car Fall-Ready
As summer winds down and cooler weather rolls in, September is the perfect time to give your vehicle a little extra attention. Seasonal changes can impact everything from tire pressure to visibility, and taking care of your car now can save you from costly repairs — and even accidents — later. Here’s your September auto […]
A Guide to Pet Safety When on Vacation
Whether you’re planning a road trip, flying to a new destination, or leaving your pet at home, creating a safety plan for pets prevents stress, worry, and unexpected emergencies. This guide covers essential pet travel tips, including how travel insurance and pet insurance can provide valuable protection. Preparing for Pet-Friendly Travel No matter how you […]
Why Umbrella Insurance Is Essential This Summer: Protecting Your Family, Assets & Security
Summer is a season of relaxation, adventure, and cherished memories. However, it also brings increased risks—from hosting gatherings and traveling to engaging in recreational activities. While standard insurance policies offer essential coverage, they may not be sufficient to protect you from significant financial loss due to unforeseen events. This is where umbrella insurance steps in, […]
Risk Factors That Impact Life Insurance Premiums
When you purchase life insurance, you agree to pay monthly premiums and hope the death benefit is enough to protect your family should something unexpected happen. If you have ever felt that your premium is higher than expected, you are not alone. Understanding the factors that determine how much you will pay each month. Insurance […]
Are Natural Disasters Covered? Understanding Your Home Insurance Policy
When it comes to home insurance, one of the most pressing questions homeowners have is, “Are natural disasters covered?” After all, the unexpected can happen at any time, and the impact of natural disasters can be devastating. Understanding what your home insurance policy covers—and what it doesn’t—is essential for protecting your home and belongings. In […]
Understanding Auto Insurance Premiums: How Are They Calculated?
How Are My Auto Insurance Premiums Calculated? Auto insurance is essential for protecting your vehicle and finances against accidents, theft, and unexpected damage. But many drivers wonder what goes into determining their premium costs. We believe in helping our clients understand the factors that influence their rates, empowering you to make informed choices about your […]
Understanding Renters Insurance Policies and Coverage Options
If you’re a renter, you may wonder what renters insurance is and what it covers. Here is a breakdown of the basics of renters insurance policies and coverage options, so you can make an informed decision when selecting a policy. What is Renters Insurance? Renters insurance is a policy designed to protect your personal belongings […]
Christmas Light Safety Do’s and Don’t
Strands of sparkling holiday lighting make your home feel merry and bright, especially on a gloomy December day. However, if installed incorrectly, they have the potential to damage your home or electrical system. Before you grab your ladder and boxes of lights, review our list of do’s and don’ts for hanging holiday lighting strands safely. […]
A Happy and Safe Thanksgiving: Cooking and Pets
Thanksgiving is a time for expressing gratitude, spending time with loved ones, and savoring delicious meals. However, amidst the joy and feasting, it’s important to prioritize safety, particularly in the kitchen and when it comes to our furry friends. Let’s explore some key tips to ensure a safe and enjoyable Thanksgiving for you, your family, […]